Help to buy Wales
BUYING WITH US

Help to buy Wales

Some of our new homes are available for sale under the Help to Buy Wales Equity Loan scheme and will allow qualifying first time buyers to purchase a new home with just a 5% deposit.

How does it work?
The Help to Buy Wales scheme is available to both first time buyers and those that have bought a property before. If you have the minimum 5% deposit and want to buy a new build home, you’ll be able to access the Help to Buy Equity Loan scheme. You will need to be able to take out a mortgage for 75% of the value of the property and the government will fund the remaining 20%.

To check if you are eligible and to find out more here.

ENQUIRE ABOUT HELP TO BUY WALES

 

Use our handy Help to Buy Wales Calculator below:

Use our handy Mortgage calculator to find out what properties you could consider.

Your monthly
payment will be:

£ 0

Property purchase price
£
Deposit
£
Repayment term
years
Interest rate
%

*Calculator provides indicative figures only, please refer to an independent financial advisor for current and available mortgage rates. This calculator should be used for comparison purposes only, and does not have the ability to pre-qualify you for any mortgage. Your independent financial advisor will be able to discuss contributing factors such as interest rates, minimum deposit requirements, credit scores and existing debts. Minimum deposit will vary depending on your chosen lender.

If you are considering using the Help to Buy Wales Scheme, use our handy calculator to find out what properties you can afford to consider.

Your monthly
payment will be:

£ 0

HTB Loan is £0

Property purchase price
£
Deposit
£
Repayment term
years
Interest rate
%

*Calculator provides indicative figures only, please refer to an independent financial advisor for current and available mortgage rates. This calculator should be used for comparison purposes only, and does not have the ability to pre-qualify you for any mortgage. Your independent financial advisor will be able to discuss contributing factors such as interest rates, minimum deposit requirements, credit scores and existing debts.

You must pay Land Transaction Tax (LLT) if you buy a property or land over a certain price threshold in Wales. The current LTT threshold is £225,000 for residential properties (if you do not own other property) and increases based on the property value. Use our handy calculator below to help you:

LTT Tax will be:

£ 0

effective tax rate is 0%

Property purchase price
£

figures correct at time of publication December 2024

*Calculator provides indicative figures only, please refer to an independent financial advisor for current and available mortgage rates. This calculator should be used for comparison purposes only, and does not have the ability to pre-qualify you for any mortgage. Your independent financial advisor will be able to discuss contributing factors such as interest rates, minimum deposit requirements, credit scores and existing debts.

BUYING WITH US

Other ways to buy

CUSTOMER SATISFACTION

CUSTOMER SATISFACTION

“Having found my dream home at The Grove, I was pleasantly surprised by the buying options that were available to me. I had a property to sell, but using the Candleston Assisted Move Scheme allowed me to progress the sale and everything was taken care of for me.”

CHARLOTTE MILLER

PROPERTY OWNER AT THE GROVE, LLANFOIST